Don’t Cut Your Credit Card Before You Read This

Dave Ramsey is Wrong (and Right) about credit cards

Should I use a credit card or not? A lot of finance gurus including Dave Ramsey tell you – Use hard, cold cash for all your purchases. This might be true for many but I don’t agree with this statement. Before I start defending my arguments against Dave (virtually) I want to lay the fact I respect Dave and many other finance gurus as they have helped many of us get on the right path of financial independence. If you are in debt his simple yet effective 7 Baby Steps and Debt Snowball are a great way to pull yourself out of the … Read more