Top 5 Reasons You (Tech Professional) Can’t Retire Early

five reasons you cant retire early

You’re a tech genius living in the dynamic intersection of reality and virtual realms. Every keystroke you make translates into a symphony of ones and zeros, creating solutions the world never knew it needed. As the calendar pages flip, a substantial paycheck, a tangible testament to your skills and dedication, routinely lands in your bank account. Surrounded by the latest gadgets and enjoying the occasional indulgence of fine dining or exotic vacations, life has laid a red carpet just for you. The zenith of success, right? But as dusk gradually paints the sky each evening and you take a moment … Read more

What is the Strategy to Withdraw From Mutual Funds?

retirement withdrawl strategies

Mutual funds have found a comfortable home in the portfolios of many Indian investors, thanks to the easy entry through Systematic Investment Plans (SIPs). Yet, while entry is important, a strategic exit is where the real game is played. Several of my readers have asked this question – When should I withdraw from my SIP / Mutual Funds? So, let’s explore the nuances of strategically exiting mutual funds. Starting SIP with Clear Objectives The journey of mutual funds starts with setting clear objectives: Remember, SIPs and mutual funds are instruments that work best when you have clarity about why you’re … Read more

How to Retire Early – A Comprehensive Guide

how to retire early

Do you feel stuck with your 9-to-5 job? Would you rather be doing something completely different? Do you wonder how to retire early?Welcome to the gateway of your wildest dreams! Early retirement is the wondrous realm where the clock of mundane routines stops ticking, and a life of limitless possibilities begins. Picture waking up to days filled with passion, adventure, and ample time for everything you love. Brace yourself for a thrilling journey towards financial independence, bidding farewell to the 9-to-5 grind and embracing a life of absolute freedom. This extraordinary guide will be your compass, leading you to a … Read more

The Ultimate Guide to Driving Massive Traffic to Your Blog

Are you pouring hours into your blog posts only to hear the sound of crickets? Standing out in the vast digital landscape can feel like an uphill battle. But what if you could unlock the secrets to a flood of traffic? What if your blog could attract thousands of readers eager for the valuable insights you provide? Welcome to your ultimate guide on ‘How to Generate a Lot of Traffic for Your Blog.’ This comprehensive guide is packed with proven strategies, actionable tips, and insider secrets to transform your blog from a quiet corner of the internet into a bustling … Read more

Unlocking the Superpower of Time: The Secret to Effective Retirement Saving Starts Now

The answer is simple – as soon as possible. Time is one of the most valuable resources we have, and when it comes to saving for retirement, it can be a superpower. Thanks to the power of compounding, every dollar you save today could be worth much more in the future. This is why starting to save for retirement at a young age can make a significant difference in the long run. The Super Power of Time – The Power of Compounding Do you recall the awe and wonder that magic tricks instilled in you as a child? The coin … Read more

How Much Money Do I Need to Retire in India (Updated)

Will I have enough money to retire in India? This question makes most people lose their sleep. And, rightfully so, most people are aware that they need to save for retirement. But understanding how much money you would need to retire comfortably takes a lot more effort.  In this post, we will tackle the question of – how to calculate the money required to retire early in India. My father retired from his public sector job after spending 35 years in the same position. He now enjoys his retirement life with a decent pension and healthcare taken care of by … Read more

Want to retire by 50 – See how?

Eraly retirement by the beach

I want to retire by 50, do you? My dad was working full-time at the age of 60 and I always ask myself this question. Do I see myself doing a 9-5 job in my fifties and sixties? And the answer I get every time is different. After spending many years thinking about this question and discussing this topic at length with my beloved wife, April. I have come to the conclusion that I do see myself working for as long as I can. But I can’t imagine working for a paycheck for a very long time. This year I … Read more

Is the 4% rule a myth?

The 4% rule has long been revered as the cornerstone of retirement planning. But with changing times, is this rule still relevant? If you’ve been striving to decipher your “magic number” that promises financial independence, you’ve likely encountered the 4% withdrawal rule. But what does it truly signify? And more importantly, should you heed it or discard it? Let’s explore. Let’s start with what this rule is about The 4 percent rule is a rule of thumb used to determine how much a retiree should withdraw from a retirement account each year. This rule seeks to provide a steady income stream to the … Read more