retirement

What is the Strategy to Withdraw From Mutual Funds?

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retirement withdrawl strategies

Mutual funds have found a comfortable home in the portfolios of many Indian investors, thanks to the easy entry through Systematic Investment Plans (SIPs). Yet, while entry is important, a strategic exit is where the real game is played. Several of my readers have asked this question – When should I withdraw from my SIP / Mutual Funds? So, let’s explore the nuances of strategically exiting mutual funds. Starting SIP with Clear Objectives The journey of mutual funds starts with setting clear objectives: Remember, SIPs and mutual funds are instruments that work best when you have clarity about why you’re … Read more

How to Retire Early – A Comprehensive Guide

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how to retire early

Do you feel stuck with your 9-to-5 job? Would you rather be doing something completely different? Do you wonder how to retire early?Welcome to the gateway of your wildest dreams! Early retirement is the wondrous realm where the clock of mundane routines stops ticking, and a life of limitless possibilities begins. Picture waking up to days filled with passion, adventure, and ample time for everything you love. Brace yourself for a thrilling journey towards financial independence, bidding farewell to the 9-to-5 grind and embracing a life of absolute freedom. This extraordinary guide will be your compass, leading you to a … Read more

Retirement Savings: How to Determine the Right Amount to Retire in India

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Money to Retire in India

Are you dreaming of a comfortable and worry-free retirement in India? Planning for your golden years involves many factors, but one of the most crucial is determining the right retirement savings amount. With so many variables at play, it can be challenging to know where to start. That’s where we come in. In this comprehensive guide, we will break down the essential steps and considerations you need to take to ensure you have enough money to retire comfortably in India. From analyzing your current financial situation to estimating future expenses, we’ll provide the tools and insights you need to make … Read more

Unlocking the Superpower of Time: The Secret to Effective Retirement Saving Starts Now

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The answer is simple – as soon as possible. Time is one of the most valuable resources we have, and when it comes to saving for retirement, it can be a superpower. Thanks to the power of compounding, every dollar you save today could be worth much more in the future. This is why starting to save for retirement at a young age can make a significant difference in the long run. The Super Power of Time – The Power of Compounding Do you recall the awe and wonder that magic tricks instilled in you as a child? The coin … Read more

How Much Money Do I Need to Retire in India (Updated)

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Will I have enough money to retire in India? This question makes most people lose their sleep. And, rightfully so, most people are aware that they need to save for retirement. But understanding how much money you would need to retire comfortably takes a lot more effort.  In this post, we will tackle the question of – how to calculate the money required to retire early in India. My father retired from his public sector job after spending 35 years in the same position. He now enjoys his retirement life with a decent pension and healthcare taken care of by … Read more