Guides and analysis

Income investing, explained plainly.

Practical reads on dividend strategy, options income, and honest portfolio returns. No hype, no filler. Just the mechanics behind building a portfolio that pays you.

OneMoreMillion is open to everyone

The tracker that puts your real income from options and dividends beside one honest total return is live today, and the free plan takes no card.

Read more →

OMM vs Snowball Analytics for the investor who sells options

Read more →

The wheel strategy: selling puts and calls for monthly income

Would you take $100 today for a promise to buy a stock at a price you already like? That is the whole trade.

Read more →

TWR vs XIRR: which return number is telling you the truth?

One is a time-weighted return, or TWR. The other is a money-weighted return, which most tools compute as XIRR. They answer different questions.

Read more →

ROCAR (return on capital at risk): the honest math behind your options income

Premium collected ignores what you later paid to close positions, and the capital you had to lock up to earn it. ROCAR accounts for both.

Read more →

Why I built OneMoreMillion

The frugality my parents gave me was really about being honest about what you keep. I lost it, a $1,200 repair bill brought me back, and OneMoreMillion is that honesty turned into a screen.

Read more →

Ready to track the real thing?

The free plan handles a real starter book, up to 10 holdings and 5 options positions, with dividend tracking and honest total return. No card, no clock.

Start free, no card needed

No ads. No data selling. Cancel anytime.