Run the numbers before the money moves.
Project a balance forward through years of compounding and read it in today’s dollars, or name a target and solve for the monthly deposit that reaches it. Or type a ticker and model what a dividend position pays year by year, with DRIP, contributions, and tax. An options income analyzer is next.
What will this stock pay you in year ten?
A 3% yielder raising its payout 8% a year pays about 6.5% on your original money by year ten. This calculator runs that math on any position, with dividend growth, DRIP reinvestment, contributions, and tax in the model, and projects income and yield on cost year by year. Type a ticker to auto-fill real numbers, or bring your own.
Run your numbers →What does $500 a month become by year 25?
Put away $500 a month at 7% and you reach about $405,000 by year 25, though only $150,000 of it ever came out of your pocket. This calculator runs that projection with monthly deposits, an annual step-up, and your choice of compounding, then shows the result in today's dollars beside the headline number. Or work it backward: name a target like $1,000,000 by year 25 and it solves for the monthly deposit that gets you there.
Run the projection →How much premium do you need?
Set an income target, pick a strike and expiry, and see how many contracts get you there, plus the capital each one ties up while you wait. The capital-at-risk math the option chain never shows.
A calculator projects one stream in isolation. Your book runs three at once. In OMM, dividends and price gains resolve into one honest total return benchmarked against the S&P 500, and options premium sits beside it, measured by ROCAR, the return on the capital each trade put at risk. The two sit side by side and never get summed into one number.
See how OMM measures it →Done projecting? Go measure the real thing.
The free plan handles a real starter book, up to 10 holdings and 5 options positions, with real options P&L, dividend tracking, and honest total return. No card, no clock.
Start free, no card neededNo ads. No data selling. Cancel anytime.